Investment Advice for Beginners from Steve Chen

Emerson Hemstreet
Nov 30, 2025
2 min read

Investment advisor, Steven Chen, has a mission: "Empower people and show them that ANYONE can learn to invest and become financially free much sooner than they thought possible." When I came across Steve Chen's instagram account, I was intrigued because his mission is very much in line with Investing for Teenagers. After looking at his website and watching lots of his videos, I found his advice to be very helpful and I thought you might too!

Who is Steve Chen?

Steve Chen is a former math teacher who became a personal finance coach. He now teaches people how to save and invest. Chen runs a career coaching program, Call to Leap, which helps investors build high-income skills through online courses, ebooks and even one-on-one coaching. His educational programs focus on budgeting, developing high income skills, investing basics, long-term wealth habits, eliminating debt, and how to maintain a mindset for financial success. His instagram platform offers free advice to beginning investors. Chen also offers a free "Beginners Investing Class" and Youtube videos. *I have only viewed and read Steve Chen's free content and found it motivational and informative.

Chen Emphasizes the Importance of Investing Early

Investing long-term can help you achieve positive gains over time

Chen says successful investing is about mindset, discipline, and investing for the long-term. He points out that time (starting young) creates an advantage in wealth building. He also says that it doesn't take brilliance, perfect timing, or a lot of money to becoming financial successful. Investing early and consistently month to month will eliminate financial stress in the future because it will free you from living paycheck to paycheck. Chen encourages developing better money habits and income skills as the first step to your financial journey, and then making your money grow through investing.

Steve Chen's Advice: A Summary

Money and investing:

Start investing at an early age to take advantage of compounding
Start building financial habits before searching for big returns from the market
Invest for the long-term in low-cost index funds that track the performance of a specific stock market, such as the S&P 500
Budgeting is key and keeping track of where your money goes
Pay off debt methodically